Businesses
Exposed to Negligence Lawsuits from Employee
Cell Phone Use
By
Insurance Journal
If
it seems like you're seeing more drivers with
phones stuck to their ears, it isn't your
imagination. There are more than 88 million
cell phone users in this country -40,000 new
subscribers every day-and many of them are
using those cell phones behind the wheel.
According to a 2001 report by the National
Highway Traffic Administration, at any given
time 3 percent of U.S. motorists, or about
500,000 drivers, are using hand-held cell
phones while driving. Cell phone use increases
by almost 100 percent during rush hour-one of
the most dangerous times to be distracted.
For
American businesses the cell phone has proven
to be an invaluable communication tool that
can improve efficiency and expedite customer
service. But for some employers, this
convenience is coming at a very steep price as
collisions involving employees using their
cell phones expose businesses to negligence
lawsuits.
Just
this past December, a Florida jury awarded
$20.9 million to a 79-year-old woman for
severe injuries she suffered when a salesman
talking on a cell phone broadsided the car in
which she was a passenger. The cell phone
company records showed that the salesman was
engaged in a business cell phone call just 46
seconds before he called 911 to report the
accident. That was enough for the jury, which
ruled that both the driver and his employer
were responsible.
In
a similar case, Salomon Smith Barney recently
settled a 1997 lawsuit for $500,000 after one
of its brokers ran a red light and killed a
motorcyclist while trying to retrieve a
dropped cell phone. Other cases are showing up
and the claims are getting bigger. One
wrongful death suit in California seeks $30
million from a lawyer and her employer,
alleging that the lawyer was engaged in a
business call at the time of the accident.
Cell
phone use is certainly not the only
distraction that drivers face; in fact, polls
and research show that it is not even the most
commonly cited distraction as a cause of
accidents. Drivers reading newspapers, books
or maps behind the wheel, or putting on makeup
are at least as likely to cause a collision.
But
the trendiness and growing use of cell
phones-or to be more precise, telephone
conversations while driving-is proving to be
the perfect target for trial lawyers intent on
cultivating negligence lawsuits. And the
proliferation of in-vehicle communications
devices for e-mail, Internet use and
electronic navigation will only exacerbate the
problem.
More
and more research indicates the major
distraction is not the act of dialing or
holding a phone but the cell phone
conversation itself, not. Preliminary results
from a recent University of Utah study
indicate that drivers talking on a cell phone
missed twice as many simulated traffic signals
as when they weren't on the phone, whether the
phone was hand-held or hands-free.
And
while 56 percent of respondents to a recent
Gallup poll said using a cell phone while
driving was "very dangerous," most
users don't seem to be disconnecting just
because they're behind the wheel. Cell phone
use while driving is so prevalent that cell
phone companies themselves are urging users to
refrain from talking on the phone while
driving.
In
response, some states and municipalities are
taking action against in-traffic use of cell
phones. The state of New York and some
municipalities have enacted partial cell phone
restrictions. Twenty-seven states considered
cell phone restrictions in 2001. It's likely
that many more will do so again this year, and
a number are likely to pass them.
Whether
or not such laws are appropriate or effective
is a matter for local lawmakers to decide. But
American businesses must recognize that these
laws and continuing media attention on cell
phones will increase employer vulnerability
when employee accidents involve cell phone
use.
As
these cases become more common, the key
factors will be whether or not the employee
was driving or talking on company business,
driving a company vehicle, or using a
company-supplied cell phone or other
distracting device at the time of the
accident.
Employers
must take steps to minimize all controllable
distractions for employees who drive on
business. No
employee should have to live with the
knowledge that he or she hurt or even killed
someone because a business call could not wait
until the car was stopped.
For
many reasons, adopting a comprehensive safety
policy for cell phone use is the right thing
to do.
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