The insurance marketplace continues to be ever-changing to say the least. It was only 2 short years ago, we were seeing double (and triple) digit premium increases, insurance companies leaving the state and a limited amount of coverage with higher than normal deductibles - how quickly things change. More companies are entering California on a monthly basis, while existing companies are looking more closely at accounts they had previously passed on. This bodes well for the industry and our clients, equally.

In this months edition we have provided information from our partner Zenith Insurance Company regarding "7 Myths of Workers Compensation" to help shine light on some common misconceptions. For those of us who grew up in California and remember studying "plate tectonics" in Junior High we remind everyone, this is still California…. Earthquakes are a real concern and insurance is available. The Workers Comp marketplace is leading the charge in California rate reductions, however, remember your Experience Modification Factor is just as important in your final premium - Safety is still king. Finally, our benefits expert Jay Apfeld, reminds everyone the importance of staying healthy.

We hope you find our monthly information helpful to your business.

Regards,

Paul