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This
software will help you create a room-by-room
inventory of your personal possessions. Having
an up-to-date home inventory will help you:
- Purchase
enough insurance to replace the things you
own.
- Get
your insurance claims settled faster.
- Substantiate
losses for your income tax return.
You
can always simply make a list in a notebook
and save receipts and photos in a file. This
software, however, should make this task fun
and simple. More importantly, with the click
of your mouse, you can update this list as you
buy or eliminate personal possessions.
Getting
Started
If
you have been setting up a household, starting
a home inventory can be relatively simple. You
could even attach recent wedding registries to
substantiate new possessions. But, if you have
been living in a house for many years, this
task may seem daunting. If you set aside an
afternoon and get your entire household
involved, it can be an enjoyable experience.
It is much easier to document your possessions
before you suffer a loss from a fire,
hurricane, burglary or other disaster.
Big
Ticket Items
Make
note of expensive items, such as jewelry,
furs, and collectibles. Valuable items may
need separate insurance. But, don't forget
more commonplace items such as toys, CD's and
clothing.
Taking
Photographs
Along
with the written information, consider adding
photographs of your possessions, which can be
done easily with a digital camera. Those with
film cameras can scan print photographs or
have their film developer save the images to a
disk. You can always simply store your print
photographs with a copy of your inventory.
Videotape
It
Walk
through your house or apartment videotaping
the contents. Remember to open draws and
closets. One advantage of videotape is that
you can narrate what you are filming.
For
more information on how to download and use
this software, click
here.
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